September 22, 2025
- EBANX presents new AI-powered tools that increase approval rates, reduce fraud, and deliver payment insights for global merchants
- Stablecoin payments will soon be available with EBANX, enabling faster, cheaper cross-border transactions and more flexible settlement options in emerging markets
- EBANX expands into the Philippines by integrating the country’s top two e-wallets, unlocking access to a digital economy projected to reach USD 61 billion by 2028
SINGAPORE, September 22, 2025 – EBANX, a global technology company specializing in cross-border payment services for emerging markets, has unveiled a new generation of products designed to strengthen global companies’ operations across Latin America, Africa, India, and Southeast Asia. Key innovations include the ability to accept stablecoin payments, AI-driven tools for improving the efficiency and security of digital transactions, and instant payouts through domestic rails. EBANX also announced its expansion into the Philippines through the integration of the country’s two leading e-wallets.
The announcements were made at the EBANX Payments Summit, held September 17-20 in Mexico City.
“Emerging markets are driving the future of digital commerce, and we are building the infrastructure to make that future accessible to businesses and consumers worldwide,” said João Del Valle, CEO and Co-founder of EBANX. “Our investment in new products and our commitment to expanding them into new markets reflect our vision of a world where any business can serve any customer, regardless of location or local payment preferences,” Del Valle added.
Stablecoin payments and settlements
EBANX merchants will soon be able to accept payments in stablecoins from customers in emerging markets, with settlement available in USDC or USDT, in addition to all fiat currencies currently supported by EBANX. This solution offers a faster, more reliable, and flexible way to conduct cross-border commerce, especially in regions where banking systems are fragmented or inefficient.
“EBANX delivers the speed of blockchain with the convenience of traditional finance, enabling global companies to enter new markets faster, with seamless settlements and no infrastructure roadblocks,” explained Eduardo de Abreu, VP of Product at EBANX. “Stablecoins are becoming the first truly global payment method, and their impact is especially powerful in emerging economies, where adoption is accelerating faster than anywhere else in the world.”
Eduardo de Abreu, VP of Product at EBANX
Latin America exemplifies this shift: 71% of financial institutions in the region already use stablecoins for cross-border payments, compared with a global average of 49%, according to Fireblocks. In Brazil, transaction values on local exchanges surged 208% year-over-year, while in Argentina, stablecoins now represent 62% of the total transaction volume, helping consumers and businesses navigate currency volatility, as Chainalysis data shows. FXC Intelligence estimates that the total addressable value for cross-border payments using stablecoins reaches nearly USD 24 trillion in high-growth markets.
EBANX’s new stablecoin offering will complement the company’s portfolio of more than 200 integrated payment methods, providing merchants with the flexibility to receive funds in USDC, USDT, US dollars, euros, or local currencies, alongside rapid settlement and full compliance support.
AI-powered solutions
At the Summit, EBANX presented three AI-powered tools to boost approval rates, reduce risk, and deliver insights to achieve sustainable growth. The first is a fraud detection system that uses artificial intelligence models to analyze over 100 data points per transaction in real time, generating a probability score that informs approval decisions. In Brazil, merchants using it raised card approval rates by more than four percentage points without increasing chargebacks.
The second tool is an AI-driven smart routing system capable of evaluating each transaction’s risk level and context before selecting the most effective combination of acquirer and Merchant ID (MID), adapting in real time to changing market conditions, issuer behavior, and network performance. Among a group of over 170 merchants, this technology delivered approval rate increases of up to 10 percentage points.
Lastly, EBANX announced its new Merchant Area, which is an AI-powered dashboard that offers intelligent, regionally adapted payment management for global companies. “By combining market-native AI with hands-on expertise from local specialists, EBANX builds unique solutions for each market, solving country-by-country issues at a global scale,” noted João Del Valle.
Expansion into the Philippines
In addition to its presence in more than 20 markets across Latin America, Africa, and India, EBANX announced its expansion into the Philippines at the Summit. This strategic expansion into Southeast Asia opens the door for global merchants to reach one of the region’s fastest-growing digital economies, home to 118 million people.
“With e-commerce set to nearly double in three years and very low credit card access, the Philippines offers great potential and also solvable challenges, making it a perfect fit for EBANX and our merchants to expand,” stated Del Valle. According to data from Payments and Commerce Market Intelligence (PCMI) sourced by EBANX, digital commerce in the country is projected to grow from USD 36 billion in 2025 to USD 61 billion by 2028, driven by 98% internet penetration, per Statista.
EBANX's Payments Summit in Mexico City
In a country where the World Bank estimates only 3% of the population owns credit cards, digital wallets have become the most widely used payment method for online purchases, with a 38% share and growth of 28% in three years, well above the global average of 15% to 20%, based on PCMI data.
EBANX launched in the Philippines by integrating two of the country’s leading digital wallets, GCash and Maya, which together serve over 136 million accounts, surpassing the country’s population. Starting now, merchants can offer both payment options at checkout, enabling local consumers to pay in Philippine Pesos (PHP) while the companies receive settlements in US dollars without the need to establish a legal entity in that region.
Payout and Payment Bundles
The product series introduced at the Summit in Mexico City includes EBANX Payout, a solution that enables merchants to make instant payments to their partners, sellers, and payees across emerging markets in local currency via domestic rails, such as Pix in Brazil and Nequi in Colombia, without requiring a local entity.
Built for high-volume operations, EBANX Payout is part of the company’s full-stack payments offering, combining pay-in and payout capabilities for end-to-end support in emerging markets. It automates single and mass disbursements, with a 97% average approval rate and processing in under 30 seconds. EBANX Payout is already being used by global merchants, including social media platforms that rely on it to pay creators in high-growth markets.
EBANX also unveiled its new Payment Bundles, which are a simplified way for merchants to sell and scale in emerging markets. “Instead of enabling individual payment methods one by one, merchants can access bundles of payments, each designed to achieve a specific business goal, whether that is bringing in more customers or building consistent, recurring revenue,” explained Eduardo de Abreu.
Global companies can access up to 1 billion payment users through four payment bundles with a single API integration, covering methods such as instant payments, cash-based systems, cards, bank transfers, and digital wallets, as well as recurring payments. “This model eliminates the complexity of fragmented deployments, reduces development effort, accelerates time-to-market, and maximizes revenue potential,” said Abreu.
ABOUT EBANX
EBANX is the leading payments platform connecting global businesses to the world’s fastest-growing digital markets. Founded in 2012 in Brazil, EBANX was built with a mission to expand access to international digital commerce. Leveraging proprietary technology, deep market expertise, and robust infrastructure, EBANX enables global companies to offer hundreds of local payment methods across Latin America, Africa, and Asia. Officially licensed as a Major Payment Institution (MPI) by the Monetary Authority of Singapore (MAS), the company is committed to supporting merchants with full regulatory compliance. More than just payments, EBANX drives growth, enhances sales, and delivers seamless purchase experiences for businesses and end-users alike.
For further information, please visit:
Website: https://www.ebanx.com/en/
LinkedIn: https://www.linkedin.com/company/ebanx