Cards in Latin America

Sell more in Latin America with local processing and installments

Increase approval rates up to 2x by adding local cards to your payment strategy, with installments enabled, supported by our integrated machine-learning fraud system.

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International credit cards make up only 32% of total e-commerce transactions

The bulk of the cards in Latin America are domestic, linked to local schemes, and not enabled for purchases in international websites. Keeping your payment strategy focused only on global credit card schemes may not be the cleverest move, since you will have a limited reach and lower conversion rates.

With EBANX the whole payment process is done locally, you can accept both international and domestic cards, your customers pay in their local currency and you receive your funds anywhere in the world.

Latin American local credit cards
Latin American local credit cards

Process card payments with the leading payment provider in Latin America

International Processing

AVG. Approval Rate 25% a 45%

Local Processing with EBANX

AVG. Approval Rate 45% a 80%

Only accept international credits, which are not so common in Latin America.

All cards are accepted, including domestic and international ones.

Usually requires permission from the issuer for international purchases.

No special permission required for any purchases.

Lower probability of payments being accepted due to a lack of local consumer data.

Higher approval rates achieved by using local data intelligence to confirm the veracity of transactions.

Do not support payments with installments.

Support payments in up to 12 monthly installments.

Local payment methods

Sell in installments, receive the payment all at once

Offering payments with installments enables high-priced products and services to be more accessible to Latin Americans.

With installments, the total amount due is split up into monthly payments that fit into budgets of all sizes. Increase conversions by offering interest-free installments to your clients and receive the money all at once.

Discover more about Installments

Built-in fraud detection system

EBANX's machine-learning fraud system reduces the number of failed payments caused by fraud suspicion. The process is optimized through regular reports sent by the intelligence team concerning detected fraud and chargebacks.

 
Built-in fraud detection system

Local Cards Outstanding Features

Built-in fraud detection system

Billing Descriptor

Optimizated billing descriptor on the credit card statement to reduce chargebacks.

Built-in fraud detection system

Refund

Manage all your refunds, including partial ones, on the customizable EBANX Dashboard, granting your customer a satisfactory refund experience.

Built-in fraud detection system

Tokenization*

Keep your customer's data safely stored using encryption (PCI-compliance) and allow one step checkout for future purchases.

*Available in select countries.
Built-in fraud detection system

Recurring & Subscription Ready*

Offer recurring billing and charge your shoppers automatically for product or service subscriptions.

Notify Me When Available

Built-in fraud detection system

Retry Logic

Advanced machine learning technology increases approval rates by minimizing failed payments.

Built-in fraud detection system

Google Pay

EBfANX is one of the first payment providers in the world to offer integration with Google Pay, enabling customers to pay with credit cards in one click.

Credit and debit card schemes available in Latin America with EBANX

Country Credit Card Schemes Debit Card Schemes Tokenization Installments
 
Brazil

Credit schemes

MasterCard Visa American Express DinersClub Elo Hipercard

Debit schemes

Coming soon

Tokenization

 

Installments

 
 
Mexico

Credit schemes

MasterCard Visa American Express

Debit schemes

BBVA Banamex Santander HSBC Banorte

Tokenization

 

Installments

 
 
Argentina

Credit schemes

MasterCard Visa American Express DinersClub Cabal Naranja Credimas

Debit schemes

Maestro Visa Cabal

Tokenization

Coming soon

Installments

 
 
Chile

Credit schemes

MasterCard Visa American Express DinersClub Magna

Debit schemes

Maestro Visa

Tokenization

 

Installments

 
 
Colombia

Credit schemes

MasterCard Visa American Express DinersClub

Debit schemes

MasterCard Visa American Express DinersClub

Tokenization

 

Installments

 
 

Get higher approval rates with EBANX

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