Credit Card Payment in Latin America

Increase approval rates up to 2x by accepting payments from all domestic cards, with installments enabled, supported by our integrated machine-learning fraud system.

Only a small portion of Latin American cards are enabled to buy in international websites

With EBANX, you can sell to customers who do not have an international enabled credit card. Through local processing in each country, accept payments from all domestic and international cards in Latin America.

Here's what makes EBANX the best card processing solution in LatAm:

International Processing AVG. Approval Rate 25% to 45%	Local Processing with EBANX AVG. Approval Rate 45% to 80%
Only accept international credits, which are not so common in Latin America.	All cards are accepted, including domestic and international ones.
Usually requires permission from the issuer for international purchases.	No special permission required for any purchases.
Lower probability of payments being accepted due to lack of local consumer data.	Higher approval rates achieved by using local data intelligence to confirm the veracity of transactions.
Do not support payments with installments.	Support payments in up to 12 monthly-installments.

Sell in installments, receive the payment all at once

Payments with installments enables high-priced products and services to be more accessible to Latin Americans.

With installments, the total amount due is split up into monthly payments that fit into budgets of all sizes. Increase conversions with interest-free installments and receive the money all at once.

Integrated fraud detection system

Machine-learning fraud system reduces the number of failed payments caused by fraud suspicion. The process is optimized through regular reports sent by the intelligence team concerning detected fraud and chargebacks.

Credit and Debit Cards Outstanding Features

Recurring & Subscription Ready

Offer recurring billing and charge your shoppers automatically for product or service subscriptions.

*Available in selected countries.

Billing Descriptor

Optimizated billing descriptor on the credit card statement to reduce chargebacks.

Google Pay

EBANX is one of the first payment providers in the world to offer integration with Google Pay, enabling customers to pay with credit cards in one click.

Tokenization*

Keep your customer's data safely stored using encryption (PCI-compliance) and allow one step checkout for future purchases.

*Available in selected countries.

Retry Logic

Advanced machine learning technology increases approval rates by minimizing failed payments.

Recurring & Subscription Ready

Offer recurring billing and charge your shoppers automatically for product or service subscriptions.

*Available in selected countries.

Tokenization*

Keep your customer's data safely stored using encryption (PCI-compliance) and allow one step checkout for future purchases.

*Available in selected countries.

Billing Descriptor

Optimizated billing descriptor on the credit card statement to reduce chargebacks.

Retry Logic

Advanced machine learning technology increases approval rates by minimizing failed payments.

Google Pay

EBANX is one of the first payment providers in the world to offer integration with Google Pay, enabling customers to pay with credit cards in one click.

Start selling more to Latin America by offering Credit Cards with EBANX

Credit and debit card schemes available in Latin America with EBANX

Country	Credit Card Schemes	Debit Card Schemes	Tokenization	Installments
Brazil	Credit schemes	Debit schemes Coming soon	Tokenization	Installments
Mexico	Credit schemes	Debit schemes	Tokenization	Installments
Argentina	Credit schemes	Debit schemes	Tokenization Coming soon	Installments
Chile	Credit schemes	Debit schemes	Tokenization Coming soon	Installments
Colombia	Credit schemes	Debit schemes	Tokenization	Installments
Peru	Credit schemes	Debit schemes	Tokenization	Installments