Peru, the country with the highest growth in internet users in Latin America

Even though the e-commerce market in Peru is quite new, it's evolving and becoming an opportunity for enterprise companies. The main reasons for this growth are the increase in internet access, governmental policies, lower taxes, and new tools for online transactions.

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Companies succeeding in Peru:

Peruvian consumers want to buy online but with a local experience that guarantees secure transactions.

  • Peruvians spend more time connected to the internet than Colombians and Chileans. An average of 25 hours* per month online.

  • Peru is the fifth-largest internet market in Latin America and 43%* of the Peruvian online population is shopping online.

  • Retail is the main industry in the Peruvian e-commerce market representing 53%* of the market share.

  • The Peruvian e-commerce market registered a growth of 30%* in 2019, one of the highest among Latin American countries.

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Payment Methods in Peru

Peruvian consumers want to buy online and pay with local payment methods. Even with the growth of financial solutions, only 12% of the population has a credit card and 42% has a bank account. Most Peruvians are introduced to financial solutions through retail cards.

E-commerce volume by payment methods share


Available with local payment processing.

Available with international payment processing.


Source: AMI datapack, 2020.

  • PagoEfectivo

    Pago Efectivo

    This payment method allows Peruvians who don't own a credit card or do not trust putting their personal information online, to pay for their online purchases in cash or with debit through online banking.

    Discover more about Pago Efectivo
  • Safety Pay


    A popular Voucher/Electronic payment solution in Peru that allows customers, with or without a bank account, to shop online. Start offering the payment method your customers want and sell more in Peru.

    Discover more about SafetyPay
  • Local Debit and Credit Card

    MasterCard Visa American Express DinersClub

    With local processing, you accept payments from the Peruvian population that already owns a credit or debit card, and consequently increase your sales in the country.

    Discover more about Credit and Debit cards
  • Installments

    Brazilians have the habit of splitting the total amount of a purchase made with a credit card in up to 12 monthly payments. Allow your customers to make higher-value purchases and increase your average ticket.

    Discover more about installments
  • Alternative Payments

    Bank Transfer Online Debit

    Brazil has several ways to pay online beyond credit cards. Bank Transfer and Online Debit are two effectivity payment options. Allow consumers to use their usual bank account to make an immediate payment without the risk of chargeback for you.

    Discover more about Bank Transfer

    Discover more about Online Debit

  • Digital Wallets

    MercadoPago PayPal

    The popularity of digital wallets is increasing in Brazil, mostly due to the benefits offered by them, such as convenience, security, and simplicity to pay. Be ahead of the market and start to offer digital wallets on your e-commerce store.

    Discover more about digital wallets

Get the broadest reach with local payment methods

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Recurring Payments

More people have access to the Internet, which is driving the growth of digital and SaaS subscriptions in Peru. Through tokenization, you can accept recurring payments in local currency and optimize your revenue.

Our payment solution is tailored for Latin America and accommodates diverse subscription models available in the market to supports the needs of your company.

Discover more about Recurring Payments

Increase your customer base.

Reduce churn with automatic recurring billing.

Boost payment acceptance in a safe way.

Localized customer experience with payment transparency.


Pay your Brazilian suppliers simply and securely, in the way they want to be paid. EBANX Payout offers all the support as regulation, compliance, taxes, and local connections to make this payment process smooth to you and to your Brazilian partners.

Discover more about Payout

Pay your Brazilian local suppliers in compliance with local rules and regulations.

Pay your Brazilian local suppliers in compliance with local rules and regulations.

Pay your Brazilian local suppliers in compliance with local rules and regulations.

Pay your Brazilian local suppliers in compliance with local rules and regulations.


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