Brazil

The digital commerce powerhouse of Latin America grows strongly

Digital Commerce

Market Info

  • Brazilian digital commerce is expected to grow 20% annually through 2025.

  • The digital commerce penetration in Brazil went from 68% in 2020 to 88% in 2022.

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Solutions

  • Pay-in with locally preferred payment methods and hybrid funds settlement (domestic and/or international).

  • International and domestic payouts in local currency.

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Payment Methods

  • From cards to cash-based and instant payment options, see all the payment methods available through EBANX in Brazil.

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Global techs in Brazil operating with EBANX

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The largest e-commerce market in Latin America vouches for local, real-time payment methods

Brazil is one of the largest democracies in the world and has a substantial consumer market that benefits from its strong influence across the region. With a population of about 215 million people, the country is the most prominent digital commerce market in Latin America. Locals have come to love Pix, the real-time payment method that ushered in a new era of relationships with the final consumer.

  • +97% YoY growth: Pix was the fastest-growing payment method in Brazil in 2022.

  • +20% until 2025: Brazil's digital commerce market is the largest in LatAm and should grow about 20% annually through 2025.

  • +39% YoY growth: cross-border digital commerce sales volume in Brazil in 2022.

  • Mobile x Desktop: Brazilian shoppers bought more using mobile devices (69%) over desktops (31%) in 2022.

  • Local cards and Pix: for buying online, Brazilians prefer paying with domestic credit cards (45%), followed by Pix (23%).

EBANX solutions
↪in Brazil

Rely on an expert payment partner to internationally manage your funds in Brazil, from pay-in to payout.

Pay-In

Diverse payment methods with solutions that increase your total addressable market by providing the most relevant options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.


  • 100+ direct connections with local acquirers

  • Optimized balance between approval rates and chargeback levels

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local Risk and Compliance Management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house 

More about Pay-In

Payout

Make payments to suppliers and partners in Brazilian Reais (BRL), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.


  • Fast payouts with local payment methods

  • 90% average success rates

  • Request single and mass payouts in 3 easy steps

  • Work with amounts in USD or local currency

  • No minimum payout amount

  • Customizable reconciliation and detailed reports

More about Payout

payment methods in Brazil

For Brazilians, payments are an essential factor when buying online. Although credit cards are commonly used to pay online, the possibility of choosing from several methods upon checkout contributes to an increased average order value. Installments, local cards, and instant payments are mandatory for brands willing to reach more people and boost revenue in Brazil.

Payments on digital commerce in Brazil (2022)

Source: EBANX & AMI Datapack 2022 *Includes cash on delivery, gift cards, and other miscellaneous payment methods.

Payment methods available in Brazil with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
Boleto EBANX
Instant Boleto
Installments

No

when a payment is made at intervals
Recurrence

No

International Settlement

Yes

Domestic Settlement

Yes

No
No
Yes
Yes
Mastercard
Visa
American Express
Diners Club
Elo
Hipercard
Installments

Yes, except for Google Pay

when a payment is made at intervals
Recurrence

Yes, except for Google Pay

International Settlement

Yes

Domestic Settlement

Yes, except for Google Pay

Yes, except for Google Pay
Yes, except for Google Pay
Yes
Yes, except for Google Pay
Mastercard
Visa
Elo
Installments

N/A

when a payment is made at intervals
Recurrence

Only Caixa (Elo)

International Settlement

Yes

Domestic Settlement

Yes

N/A
Only Caixa (Elo)
Yes
Yes
Bank Transfer
Online Debit
PIX
Installments

No

when a payment is made at intervals
Recurrence

No

International Settlement

Yes

Domestic Settlement

Yes

No
No
Yes
Yes
Mercado Pago
Paypal
PicPay
Google Pay
Installments

Yes

when a payment is made at intervals
Recurrence

Only PayPal

International Settlement

Yes

Domestic Settlement

No

Yes
Only PayPal
Yes
No

Payment Confirmation and WhatsApp Notification

When your customers in Brazil place an order, they receive an automatic email request for payment from EBANX. A reminder is sent via WhatsApp if the payment isn't made within 24 hours. Once the payment is made, they get an email message confirming the purchase. 

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Payouts in Brazil available with EBANX

*Get in touch with us for restrictions or further details.

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EBANX makes cross-border payments easy so you can focus on growth

Have a complete payment solution that helps your business cross borders and process international payments in Brazil and 17 other countries in Latin America and Africa.

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Keep reading about payments in rising markets

Pix for Dummies

Unlock the latest digital commerce data and unravel all market trends through our remarkable annual study!

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Beyond Borders 2022-2023:

An overview of online commerce in Latin America and Africa

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