Is the crime of obtaining personal or financial information, such as identity data or driver's license. To assume that person's name or identity and make transactions or purchases. The stolen personal data can be sold to other criminals.
A payment gateway is a mechanism that assures security and facility sending credit card information from the merchant's website to the payment processor.
Card Testing
A kind of fraudulent activity where a fraudster tries to determine if stolen card information can be used to make purchases.
Account Takeover
Account takeover or ATO, is a kind of identity fraud. The goal is to take advantage of the stolen account.