Debit and Credit Cards Colombia

Credit cards are used as an online payment method in Colombia and it still has a lot of room to grow. Colombian consumers believe that it is easy and safe to pay for online purchases with credit cards.


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Get the broadest reach in the Colombian online market

All Colombian cards are enabled to make international purchases, yet, local banks and issuers impose some obstacles to international shopping. EBANX card solution offers local acquiring and a transparent UX with no redirection to the customer’s internet banking.

Local acquiring with EBANX x International acquiring

Local acquiring

  • Debit cards are available.

  • Local data Intelligence offers you a good approval rate with low fraud risk.

  • The customer pay in local currency.

  • Installments and recurring billing available.

International acquiring

  • Debit cards are not accepted.

  • Lack of local information can block good transactions or allow fraud attacks.

  • The customer pay in the currency from the merchant country.

  • No installments and no recurring billing.

The debit card is one of the most popular payment methods in Colombia

Colombia is a country undergoing a financial transformation, today 17% of the total e-commerce volume comes from debit card transactions. This payment method is one of the primary options of Colombians when shopping online


Increase average order value with payments in installments


Colombians have the habit of splitting up purchases made with credit cards in monthly payments, both when shopping online and offline. They can be split from 2 to 36 times. By offering installments as a payment option you will be making your product or service available for more consumers.


Everything you need to connect your business to Colombian consumers

Everything you need

EBANX localized solution covers all the bases for doing business in Colombia, from payment processing, partner connection, market expertise, localization consulting, risk management, fraud prevention, compliance & regulation.

Supported Debit and Credit Cards

How debit and credit card works


During checkout, your customer must choose chooses Credit or Debit Card as the form of payment.


Next, the customer must input the card data on the required mandatory fields.


Once the transaction is complete, EBANX gives immediate confirmation.

Benefits of accepting cards in Colombia


Increase Approval Rates

With local acquiring, your business has better approval rates.

Recurring Payments

Perform recurring payments with a modern payment solution that accommodates diverse subscription models available in the market.

Have a safe business

Increase your conversion rates and protect your business in Latin America with the best in class local risk management without extra fees.

Monthly Installments

Increase your average ticket sizes and your conversion rates by offering installments. Enable consumers to split their payments into affordable monthly increments that fit their budget.

Payment methods in Colombia

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